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Critical illness insurance is designed to protect you and your family financially, should you suffer a serious illness and not be able to work.
A critical illness policy will pay out a tax free lump sum if you become seriously ill or totally disabled. Some sort of critical illness affects one-in-four women and one-in-five men before retirement age, so with this in mind, it is important to think about the future and providing for your family if you cannot.
Your critical illness cover will ensure that you can meet the cost of mortgage repayments and utility bills should you not be able to go to work. Critical illness cover gives you and your family financial security helping you to cope with an unforeseen illnesses. There are two different types of critical illness cover which cover a range of diseases and illnesses although there are 7 core eventualities covered by critical illness cover as standard.

