Critical Illness Cover

Types of Critical Illness Insurance policies

There are two main type of critical illness insurance:

Fixed Level Term Critical Illness

A fixed level term critical illness policy will pay out a lump sum if you die during the term of your policy or are diagnosed with a critical illness, as defined within the policy. The amount paid out remains the same throughout the policy.

Decreasing Critical Illness (or Mortgage Critical Illness)

When you take out a decreasing critical illness cover the amount payable at the end of the term decreases, which is usually in line with your mortgage or loan repayments.

• Life Cover
• Critical Illness Cover
• Mortgage Protection Cover
• Accident, Sickness & Employment Cover
• Home Insurance