Hints & Tips
» Reduce your insurance premiums on your health and home insurance
» How your health can affect your insurance
» The type of cover to suit you, your family and home
» Making sure that your policy pays out
» Tips for taking out insurance
Accident, sickness and unemployment benefit is usually only payable for 12 months, but this is all dependent on your policy. You can also state whether you wish to receive benefit for accident and sickness only, unemployment only or all three. Most policies will have a deferment period too, which is the time that you have to wait between losing your source of income and when you can begin claiming on the policy.
If you require a cover that pays for longer than 12 months, then you should look at Income Protection.
