Hints & Tips
» Reduce your insurance premiums on your health and home insurance
» How your health can affect your insurance
» The type of cover to suit you, your family and home
» Making sure that your policy pays out
» Tips for taking out insurance
Non Disclosure is when a client who takes out a policy does not disclose everything that we need to know and this will result in non payment.
A non-disclosure could be a result of the failure to mention a medical condition, previous tests or investigations into a health issue or the fact that the individual smokes. It is worth noting that medical advances enable us pin point the last time that you had a cigarette, so it is imperative to make sure that you are completely honest when filling in your insurance application form.
By completeing the form honestly you help underwriters to make the right decisions about pricing your policy and ensure that your claim is dealt with swiftly.
If you are in doubt about whether or not something in your lifestyle puts your insurance at risk, then visit our hints and tips on who are considered as special risk clients.
